Lloyd began his career as a field Geologist in the Canadian mineral exploration industry, so he understands risk and structures his clients’ portfolios to mitigate it. Lloyd gets to know our clients and their needs and objectives before proposing personalized strategies. He identifies opportunities not merely because they are popular but because the underlying fundamentals make sense. In 1978, Lloyd graduated from Queen’s University at Kingston, Ontario with a B.Sc. (Hons.) in Geology and began his career in the investment industry in 1983, starting with Andras Hatch and Hetherington Ltd. After 18 years, he moved to Brawley Cathers in 2001, which, through a series of mergers and acquisitions, is now part of Richardson GMP. He manages wealth on a discretionary basis as a Portfolio Manager and has the freedom to advise clients objectively without bias to any product or platform. In 2014, Lloyd teamed up with his colleague Joel Kruzich to form Kruzich Leonard Wealth Management, offering long-term advisory services with a full-service approach. A great believer in contributing to his community, Lloyd has served on the Board of Directors of Evangel Hall Mission and has also been President of the Oriole Provincial PC Riding Association, President of his local ratepayers’ group and head of his daughters’ junior high school parent council. A real history buff, Lloyd unwinds by collecting postcards, serving on the executive of the Toronto Postcard Club, and being an active participant in the Ontario Northland Railway Historical and Technical Society.