Healthcare Professionals       Successful Families

 

Clients value our personalized service, which we use to help meet their unique financial goals. We offer goals based reporting to help clients understand where they are, how they will meet their goals, and keep them on track. Our team is working with the utmost integrity. We strive to be efficient and driven by results. We are committed to making win, win, win decisions for our clients, ourselves and our firm. Each member of our team experiences the rewards created by delivering superior team results.

 

     Rosemary Horwood Wealth

 

Testimonials

"I became a client of Rosemary’s at a very dark time in my life. I was overwhelmed with many complex business decisions as well as managing our rather “shot gun” approach to investments. Throughout the journey Rosemary has been a central part of my “team” of experts. Her calm demeanour belies a strong, savvy, well informed and intelligent professional. Rosemary is always ready to help solve an issue, answers questions, explain complex concepts without the jargon. This gives me the confidence I need to make informative decisions.

Part of Rosemary’s service is to bring all the areas of wealth management together - insurance advisors, health care spending advisers, and to coordinate with my law and accounting firms to frame for me a complete picture of my wealth health. 

I appreciate the education component of the service, receiving numerous invitations to explore investment opportunities and to keep me on top of the latest industry research. Through Rosemary’s help I am learning how to become a better steward of my money, looking at not just how much I am making but what the investment can help achieve. As an example, I am proud of the ‘change the world” investments Rosemary has steered me towards which are making a significant impact in the world. Flowing from this is a determination, on my part and Rosemary’s, to think clearly and intentionally about how to pass on the wealth to next generation. 

She has abundant skills, a genuine interest in her clients and how she can help them achieve their goals, and the drive and energy to succeed." - D.M. 

 

"What I admire about Rosemary is her enthusiasm, her work ethic, her integrity, her innovation, her dedication, and her willingness to research unique approaches for, and her commitment to, her clients. Having been clients of the John and Rebecca Horwood wealth management team for over 35 years, my husband and I welcomed Rosemary to our team and she has become our principal advisor. 

Rosemary, and the professional team that she has assembled, specifically Andrea Ivasecko, have been invaluable to me, not only in the more traditional areas of investing, tax planning, and wealth management, but also in recommending alternative investments, in planning the transfer of funds to the next generation, and in working with the rest of my legal and tax team. Rosemary is keenly attuned to our particular needs, and was extremely helpful throughout some difficult family adjustments. 

In my opinion, Rosemary represents what is the best of the new generation of wealth management professionals." - M.M.

 

"When my wife and I first approached Rosemary, we had a number of investment priorities that were important to us based on past experiences and changes in our life circumstances. We have been so impressed that she has met each one and done so in a very wise and skilled manner. 

Rosemary first took time to listen and to understand exactly what was critical for us.  She then helped us understand our options and developed a plan for us that we are very happy with.  With her team, Rosemary has provided consistent support through personal advice, educational opportunities, tax planning and reports.  She proactively reaches out to us and maintains a great professional relationship with us. 

Rosemary’s team came highly recommended to us by others in the industry and we are very privileged to be considered her clients." - P.F.

 

"I have been a client of Rosemary's for the past several years. What has impressed me the most is not only her willingness to walk me through each decision in the process, and stress the importance of knowing your comfort level with investing, but also her focus on educating young investors. I have been welcomed to events she’s hosted at her office as well as more personal gatherings in her home. As I've met many of her other clients, I know they too are very happy with the service they're receiving, and like me, they understand that Rosemary genuinely cares for them and their financial future. That’s why I’m thrilled to offer a testimonial for her any day." – V.H. 

 

"I’m a 79-year-old retired corporate executive. Over the last 55 years, I have worked with several investment advisers, wealth management individuals, and their companies. Today, I’m delighted to be included among the clients of Rosemary Horwood’s team. I feel absolutely 100% secure in the capable arms of Rosemary. Rosemary earned my business 3 years ago with her professional and personal interest in me, my career, my life, my history and the financial future of my two sons. 

Rosie is a numbers pro and, sure, her investment recommendations are performing above par. But, for a guy like me, she has the magic that relates those baffling strings of numbers to my personal goals. Rosie tells me if there’s room in the numbers to plan a winter vacation, the real life stuff! 

Rosemary Horwood has my future in her head and in her heart and because of that, I can sleep at night."G.G. 

 

"Rosemary is able to form relationships based on trust and transparency, presenting multiple options and explaining how they connect with client’s long and short term life goals. She is very in touch with the anxieties and sensitivities of our age group (under 40) in our unique economic climate, is able to address these concerns and give sound advice on how to tackle some of these challenges. 

Rosemary is available for on-going advice on financial management and related matters. She knows what clients don’t know and brings in the appropriate external help when needed. For instance, I had tax questions once and she checked with some of the internal resources at Richardson GMP and got back to me.  Her advice is tailored to the holistic financial health picture while focusing on immediate and future needs."C.M.

 

"Richardson GMP’s John and Rosemary Horwood are my families trusted wealth advisor team. We are second generation clients. My father in law (former Corporate Controller of a large multi-national firm) was a longtime client and referred us to Richardson GMP. My father in law spoke very highly of the level of service offered. We are now long time clients of John and Rosemary, and we are extremely satisfied with the level of service and personal attention - Richardson's GMP Ltd. may be a large downtown firm but, they make us feel like family!  

Rosemary is never too busy to take our calls, listen to our ideas and get back to us quickly, professionally and with substance. Meetings are regular, organized, succinct and thorough. The level of detail exceeds our expectations consistently. The unique investment opportunities and financial strategies feel as though they are selected to meet our individual investment interests and goals. The level of service received is truly exceptional.

Apart from sound investment advice - Rosemary has provided value added financial planning including: cottage succession planning, retirement planning and mentorship to our University bound daughter who will study Business and plans to seek counsel from Rosemary throughout her journey.   Rosemary has organized a session on investment advice for young investors which my son and his friend took advantage of and learned a lot about investment and importance of having a financial strategy at an early age.

We strongly believe Rosemary deserves to be recognized for her leadership, client focus, excellence in execution, and consistently expanding the delivery of excellent financial services we have come to rely on for our financial goals and strategies." - S&J K.

 

"I wanted to thank you again for all your help managing the corporation’s funds. It was really nice that we were able to access the money when needed it. Communications with you were superb!"Ms. S. 

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