John joined the Horwood Team in August 2004 with a degree in Aerospace Engineering from Ryerson University. His disciplined and structured approach to the investment process involves a unique blend of tax planning, investment returns and commitment to world class client service. John works extensively with accredited investors, business owners, entrepreneurs, and professionals. In collaboration with their trusted accountants and lawyers, he develops custom-tailored solutions designed to minimize taxes today and in the future. He continuously seeks the most efficient tax and investment strategies to help his clients achieve their personal financial goals. John is Life Licensed and is currently working toward his Portfolio Manager designation.