John Sanchez

John Sanchez 

Investment Advisor

John joined the Horwood Team in August 2004 with a degree in Aerospace Engineering from Ryerson University. His disciplined and structured approach to the investment process involves a unique blend of tax planning, investment returns and commitment to world class client service. John works extensively with accredited investors, business owners, entrepreneurs, and professionals. In collaboration with their trusted accountants and lawyers, he develops custom-tailored solutions designed to minimize taxes today and in the future. He continuously seeks the most efficient tax and investment strategies to help his clients achieve their personal financial goals. John is Life Licensed and is currently working toward his Portfolio Manager designation.

Reid Carthy 


Reid joined the Horwood Team in October 2016. He holds a Post-Graduate Certificate in Financial Services as well an Bachelor of Arts Degree from Brock University. Having worked in various departments in the firm prior to joining the team, Reid brings a wealth of operational knowledge and uses his experience to streamline our processes. As an Associate on The Horwood Team Reid is dedicated to providing outstanding client service and continues to broaden his knowledge by working towards his Certified Financial Planning (CFP) designation.

Cyber Security

Our Commitment to Safeguarding your Wealth

At Richardson GMP Limited, we believe in being accountable to you. As such, we would like to take this opportunity to reassure you of the cyber security measures consistently used to protect your assets.

Check out our Article on Cyber Security


Article in Wealth Professional

Exploring the universe of financial planning

Clients have different asset and income profiles, and they all have different financial objectives. To satisfy those who need more than out-of-the-box financial advice, an investment advisor needs out-of-this-world thinking skills. That’s what clients can expect from John Sanchez – and he’s got a degree to prove it. Read More

Personal Pension Plans

Defined Benefit Plans and Past Service Buyback

A business owner with a Defined Benefit (“DB”) plan has several advantages over one with a traditional RRSP.  A powerful tax planning tool that is only available through DB plans is known as “Past Service Buyback”. Read More

Check out my past articles