Meet The Horwood Team


John Horwood
Director, Wealth Management
John is recognized as a leader in the investment industry in Canada, with over 40 years of financial experience. He began his career in Australia as a Chartered Accountant in public practice and corporate planning which has taken him to four continents. John's extensive experience in Canada launched with Cominco corporate planning in Toronto.

In 1987, he decided to join Rebecca at Richardson Greenshields as an Investment Advisor, where he combined his financial discipline and tax focus to help clients maximize investment returns and reduce tax.


Rebecca Horwood
Director, Wealth Management and
Portfolio Manager
Rebecca was the first female Investment Advisor in 1980 at Richardson Securities, Bay Street branch. She was recognized for developing a successful practice focused on conservative, long-term investment strategies and as a company leader initiating ‘Financial Strategies for Women’.
Over the years Rebecca has grown The Horwood Team into one of the leading Wealth Management teams in Canada. She recently qualified as Portfolio Manager with Richardson GMP to deliver tailored discretionary portfolio management to our high net worth clients.


Nancy Nicol
Vice President, Investment Advisor

Nancy joined the Horwood Team in 2001 with a BA, Financial and Economic Studies from the University of Western Ontario. In September 2015 Nancy was promoted to Vice President, Investment Advisor for her excellence and dedication to some of Canada’s most successful families. Her disciplined approach and wealth strategy expertise enable her to advise af­fluent professionals, business owners and their families. Nancy’s stellar reputation is based on her ability to provide financial security for clients with personalized investment strategies to maximize gains, minimize taxes, and transfer wealth effectively to the next generation. 


John Sanchez
Vice President, Investment Advisor

John joined the Horwood Team in August 2004 with a degree in Aerospace Engineering from Ryerson University. His disciplined and structured approach to the investment process involves a unique blend of tax planning, investment returns and commitment to world class client service.

John works extensively with accredited investors, business owners, entrepreneurs, and professionals. In collaboration with their trusted accountants and lawyers, he develops custom-tailored solutions designed to minimize taxes today and in the future. He continuously seeks the most efficient tax and investment strategies to help his clients achieve their personal financial goals.

John is Life Licensed and is currently working toward his Portfolio Manager designation.

Visit John's Webpage


Zoe Wolpert
Associate Investment Advisor

Zoe joined the Horwood Team in January, 2015 after earning a Bachelor of Commerce from the Ted Rogers School of Business, Ryerson University. Zoe excelled in business strategy and her enjoyment of entrepreneurial studies led her to the investment industry. She completed her Canadian Securities Course and is working towards her Certified Financial Planning (CFP) designation. As an Associate on The Horwood Team, Zoe focuses on providing exceptional client service to new and existing clients.


Reid Carthy

Reid joined the Horwood Team in October 2016. He holds a Post-Graduate Certificate in Financial Services as well an Bachelor of Arts Degree from Brock University. Having worked in various departments in the firm prior to joining the team, Reid brings a wealth of operational knowledge and uses his experience to streamline our processes. As an Associate on The Horwood Team Reid is dedicated to providing outstanding client service and continues to broaden his knowledge by working towards his Certified Financial Planning (CFP) designation.